Tricapital Blog

For those who are passionate about philanthropy and mindful of tax implications, understanding Qualified Charitable Distributions (QCDs) can be a powerful way to integrate charitable giving into a retirement income strategy. QCDs allow individuals age 70½ and older to make tax-free donations directly from their IRA to a qualified charity.

Entering retirement is a significant milestone—a time to relish the fruits of years of labor. However, it also ushers in a new phase of financial planning that requires a well-thought-out, post-retirement investment strategy. Without a regular paycheck, managing your nest egg becomes an important part of maintaining your desired lifestyle.

Retirement is often seen as a time to enjoy the fruits of decades of hard work – and it should be! However, after years of planning, saving, and making financial decisions, healthcare costs can pose an unexpected challenge for retirees who have failed to properly plan ahead. Without adequate preparation,

Imagine this: it’s a peaceful evening, and your family is gathered around the dinner table. Conversations flow, and everyone is laughing. In the back of your mind, however, there’s a lingering thought that keeps gnawing at you—your finances. If you’re like many families, finding a way to balance saving for

Investing can feel a lot like sailing on the open seas. There are moments when it’s smooth, with clear skies and prosperous winds, but there are also inevitable storms and turbulent waters. Just as a seasoned captain prepares for changing conditions, a savvy investor must deliberately manage risk if they

With multiple financial goals to plan for, many parents today face a difficult dilemma: should they prioritize retirement savings or focus on saving for their children’s college education? It’s a noble sentiment to want to give your children the best possible start in life, but focusing on your retirement savings