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Tricapital Blog

Discover practical approaches to financial planning, investment strategies, retirement planning, and more. 

Randall E. White

THE KEY LIES IN BREAKING YOUR ASPIRATIONS INTO SMALL, TANGIBLE STEPS This is the time of year when many people think about setting new financial goals. Of course, it can feel daunting to tackle large-scale aspirations like saving for retirement, saving for your child’s college education, or paying off a

Randall E. White

A GUIDE FOR IMPROVING YOUR FINANCES IN THE NEAR-TERM AND BEYOND Would you like to be more intentional about your financial health? You may find it helpful to implement a financial checklist that you can refer to as you’re setting goals and tracking your progress. The start of the New

Randall E. White

STRATEGIES TO MAXIMIZE YOUR INCOME AND ACHIEVE YOUR FINANCIAL GOALS If you and your spouse or partner are both employed and neither of you have children, your household is considered Dual-Income, No Kids – commonly abbreviated as “DINK.” Often, DINK couples split their living and lifestyle expenses while working together

Randall E. White

COMBAT THIS COMMON CONCERN BY FOLLOWING YOUR PASSIONS AND STAYING INVOLVED As you leave the workforce and enter retirement, you’re forced to navigate many changes. Your financial situation is an obvious and expected change, but there are a few changes that take many retirees by surprise. It can be difficult

Randall E. White

WHEN YOU GET REMARRIED, THE FINANCIAL STAKES ARE OFTEN HIGHER Although American divorce rates have been falling slightly over the past few years, researchers still estimate that 41% of first marriages will end in divorce. This means that many people will get married more than once during their lifetimes. And while getting

Randall E. White

HAVING A CASH RESERVE ON HAND AS BACKUP PROVIDES MORE THAN JUST PEACE OF MIND There seems to be a split in the financial planning industry surrounding whether or not high-income earners should have an emergency fund or not. Some experts remain committed to the prevailing wisdom that it’s smart to have

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